Free Business Tools & Calculators
Free tools for buying, selling, and valuing businesses. Industry valuation calculators, SBA loan estimators, deal analysis tools, and document generators.
Whether you need a business valuation calculator to estimate what a company is worth, an SBA loan calculator to model financing, or a seller financing calculator to structure a deal, these 20+ free tools cover every step of buying and selling businesses. Run due diligence, project cash flow, generate a letter of intent, and more, all in one place.
How to Use These Tools
Value the Business
Start with an industry-specific valuation calculator to estimate what the business is worth based on SDE multiples and recent transaction data.
Analyze the Deal
Use the SBA loan calculator, seller financing calculator, and DSCR tool to model different deal structures and see what you can afford.
Generate Documents
Create a letter of intent, build a due diligence checklist, and prepare everything you need to move from offer to close.
Industry Valuation Calculators
Small businesses are typically valued using SDE (Seller's Discretionary Earnings) multiples that vary by industry. These calculators use 2026 transaction data so you get a valuation range calibrated to your specific industry, not a generic estimate.
Laundromat Valuation Calculator
Use this free calculator to estimate your laundromat's value based on Seller's Discretionary Earnings (SDE). In 2026, la...
HVAC Business Valuation Calculator
Estimate your HVAC company's value with this free calculator. In 2026, HVAC businesses typically sell for 3.0x to 6.0x S...
Commercial Cleaning Business Valuation Calculator
Estimate your cleaning company's value with this free calculator. In 2026, commercial cleaning businesses typically sell...
Landscaping Business Valuation Calculator
Estimate your landscaping company's value with this free calculator. In 2026, landscaping businesses typically sell for ...
Plumbing Business Valuation Calculator
Estimate your plumbing company's value with this free calculator. In 2026, plumbing businesses typically sell for 3.0x t...
Car Wash Valuation Calculator
Estimate your car wash's value with this free calculator. In 2026, car washes typically sell for 3.0x to 5.0x SDE, with ...
Restaurant Valuation Calculator
Estimate your restaurant's value with this free calculator. In 2026, restaurants typically sell for 1.5x to 3.0x SDE, wi...
Coffee Shop Valuation Calculator
Estimate your coffee shop's value with this free calculator. In 2026, coffee shops typically sell for 1.5x to 3.0x SDE, ...
E-commerce Business Valuation Calculator
Estimate your e-commerce business value with this free calculator. In 2026, online businesses typically sell for 2.0x to...
Manufacturing Business Valuation Calculator
Estimate your manufacturing company's value with this free calculator. In 2026, manufacturing businesses typically sell ...
Marketing Agency Valuation Calculator
Estimate your marketing agency's value with this free calculator. In 2026, marketing agencies typically sell for 2.0x to...
Industry Valuation Guides
In-depth guides on how businesses are valued in specific industries. Learn what drives multiples, what buyers look for, and how to maximize your sale price.
Laundromat Valuation
Value a laundromat using asset-based and earnings-based methods. SDE multiples (2.5x-5.0x), equipment depreciation, and ...
Read Guide →HVAC Valuation
Complete HVAC business valuation guide. Understand why private equity is driving up HVAC multiples and how to position y...
Read Guide →Commercial Cleaning Valuation
How to value a commercial cleaning business based on contract quality, retention rates, and recurring revenue. Detailed ...
Read Guide →Landscaping Valuation
Landscaping business valuation guide covering seasonal revenue normalization, route density impact, and what buyers actu...
Read Guide →Plumbing Valuation
What makes plumbing businesses command higher multiples. License transfer value, team depth, and how to maximize your co...
Read Guide →Car Wash Valuation
Car wash valuation guide covering the real estate vs. business value split, subscription model impact, and what drives c...
Read Guide →Restaurant Valuation
Why restaurants trade at 1.5x-3.0x SDE, how lease terms swing value by 40-50%, and what metrics buyers evaluate....
Read Guide →Coffee Shop Valuation
Coffee shop valuation driven by foot traffic scoring, brand loyalty metrics, and location analysis. Understand what make...
Read Guide →E-commerce Valuation
How to value an e-commerce business beyond revenue multiples. Traffic source portfolio analysis, brand defensibility sco...
Read Guide →Manufacturing Valuation
Capital-intensive manufacturing valuation guide covering equipment FMV, intellectual property value, customer contracts,...
Read Guide →Marketing Agency Valuation
Marketing agency valuation based on revenue composition, client concentration risk, team depth, and retainer vs. project...
Read Guide →Deal & Financing Tools
Once you know what a business is worth, these tools help you structure and analyze the deal. Model SBA loan payments, calculate seller financing terms, check debt service coverage ratios, and generate offer documents like letters of intent.
SBA Loan Calculator
Estimate your monthly SBA 7(a) loan payment, total interest cost, and SBA guarantee fee using current 2026 rates. Adjust...
Use Tool →Seller Financing Calculator
Calculate monthly payments on a seller-financed note using 2026 market data. Compare scenarios with and without a balloo...
Use Tool →DSCR Calculator
Calculate your DSCR to determine if a business can support its debt obligations. SBA lenders in 2026 typically require a...
Use Tool →SDE Calculator
Calculate your business's SDE by adding back owner benefits and non-cash expenses to net income. SDE is the most common ...
Use Tool →Business Broker Fee Calculator
Estimate business broker fees under different commission structures. Compare flat percentage, Lehman formula (success fe...
Use Tool →Business Purchase Offer Calculator
Determine a fair offer range for a business you are looking to buy. Enter the asking price, SDE, valuation multiple, and...
Use Tool →Break-Even Calculator
Calculate your break-even point to understand how many units you need to sell or how much revenue you need to cover your...
Use Tool →Profit Margin Calculator
Calculate your gross margin, operating margin, and net profit margin in one place. Compare against common industry bench...
Use Tool →LOI Generator
GeneratorGenerate a professional Letter of Intent for a business acquisition. Fill in the key deal terms and get a formatted LOI ...
Use Tool →Due Diligence Checklist
GeneratorGenerate a customized due diligence checklist for your business acquisition. Select the business type, industry, and dea...
Use Tool →General Business Calculators
These calculators cover the financial fundamentals of any business acquisition: ROI analysis, cash flow projections, cash-on-cash returns, and loan amortization schedules. Use them alongside the industry-specific tools above for a complete picture.
General Business Valuation
Estimate your business value using both revenue and earnings multiples across any industry.
Use Calculator →ROI Calculator
Calculate your return on investment for a business acquisition or investment opportunity.
Use Calculator →Cash Flow Projection
Project your business cash flow over time to plan for growth, debt service, and profitability.
Use Calculator →Cash-on-Cash Return
Calculate the cash-on-cash return for a business investment based on your down payment and cash flow.
Use Calculator →Loan Amortization
Calculate monthly payments and see a full amortization schedule for SBA or business acquisition loans.
Use Calculator →Who Are These Tools For?
Business Buyers
Evaluate acquisition targets, model financing scenarios, and build confidence in your offer price before making a deal.
Business Sellers
Understand what your business is worth, see how buyers will evaluate your financials, and prepare for the sale process.
Brokers & Advisors
Use these tools with your clients to provide quick valuations, compare deal structures, and support your advisory work.
Frequently Asked Questions
Need a Professional Business Valuation?
These calculators give you a starting range. For an accurate valuation based on your specific business, market conditions, and comparable sales, get a free confidential assessment.
Get Free Business Valuation