Business Valuation Calculator

Find out what your business is worth using the two most common valuation methods: revenue multiples and earnings multiples (SDE). Enter your numbers below and get an instant estimate based on real industry data.

This calculator is used by business owners planning to sell, buyers evaluating acquisitions, and anyone who needs a quick baseline valuation before engaging a professional appraiser.

Financial Performance

$

Total annual gross revenue

$

Seller's Discretionary Earnings

$

Earnings before interest, taxes, depreciation & amortization

$

Current owner's salary & benefits

Business Characteristics

How much owner involvement is needed?

Customer base distribution

Assets & Liabilities

$

Equipment, inventory, receivables, cash, etc.

$

Debts, payables, loans, etc.

Net assets (assets - liabilities) are added to the business valuation.

How It Works

Revenue Method: Annual revenue × industry multiple (0.25x - 3.0x)

Earnings Method: SDE × multiple (2.0x - 5.0x)

Growth Adjustment: Based on business growth trends

Industry Multipliers

SaaS/Software2.0x - 10.0x
Laundromat2.0x - 6.0x
Supermarket2.0x - 4.0x
E-commerce1.0x - 4.0x
Healthcare1.0x - 5.0x
Manufacturing1.0x - 4.0x
Construction1.0x - 4.0x
Retail0.5x - 2.5x
Restaurant0.5x - 2.0x

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Quick Tips

  • • Include owner salary in SDE calculation
  • • Use trailing 12-month numbers
  • • Consider one-time expenses
  • • Factor in growth potential

How to Use This Calculator

Step 1: Enter Your Annual Revenue

Use your trailing 12-month revenue (the last 12 months of total sales). If your revenue fluctuates seasonally, using a full year ensures accuracy. Do not use projected revenue unless you have contracts to back it up.

Step 2: Enter Your Seller's Discretionary Earnings (SDE)

SDE = net profit + owner's salary + owner's benefits + depreciation + amortization + interest + one-time expenses. This represents the total cash flow available to a single owner-operator. If you're not sure, start with your net profit and add back your salary and any personal expenses run through the business.

Step 3: Select Your Industry

Different industries trade at different multiples. A laundromat with steady cash flow trades at 2-6x SDE, while a restaurant with thin margins trades at 1.5-3x. The calculator applies the appropriate range based on your industry selection.

Step 4: Interpret the Results

You'll get a valuation range (low to high) for both methods. The revenue method is a quick sanity check. The earnings method is what most buyers and brokers actually use. If both methods produce similar ranges, you have a strong indication of fair market value.

What Moves Your Business's Value Up or Down

Increases Value

  • +Recurring revenue or long-term contracts
  • +Business runs without owner involvement
  • +Growing revenue and profit trends
  • +Diversified customer base
  • +Strong online reputation and brand
  • +Clean, well-documented financials

Decreases Value

  • -Owner is the primary revenue generator
  • -Declining revenue or shrinking margins
  • -Customer concentration (top client > 20%)
  • -Short lease or unfavorable lease terms
  • -Aging equipment needing replacement
  • -Messy books or cash-based transactions

Frequently Asked Questions

Want a Professional Valuation?

This calculator gives you a starting range. For an accurate valuation based on your specific business, market conditions, and comparable sales, get a free confidential assessment.

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