Seller Financing Payment Calculator

Calculate monthly payments on a seller-financed note. Compare scenarios with and without a balloon payment, and see how the down payment, interest rate, and term length affect your total cost.

Deal Terms

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When the note matures

Payment schedule based on this term

Quick Tips

  • Seller notes typically carry 5-8% interest
  • Common terms are 3-7 years
  • Balloon payments reduce monthly cost but require refinancing
  • Seller financing can count toward SBA equity injection
  • Always negotiate a prepayment clause with no penalty

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Frequently Asked Questions

Structuring a Deal with Seller Financing?

Get expert guidance on negotiating seller financing terms that work for both buyer and seller. Free consultation.

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