SBA Loan Payment Calculator

Estimate your monthly SBA 7(a) loan payment, total interest cost, and SBA guarantee fee. Adjust the loan amount, interest rate, term, and down payment to see how each factor affects your total cost of borrowing.

Loan Details

Purchase Price *

Down Payment (%)

Interest Rate (%)

Loan Term

Include SBA Guarantee Fee (financed into loan)

Quick Tips

•SBA 7(a) rates are typically Prime + 1.5% to 2.75%
•10-year terms for working capital, 25-year for real estate
•SBA guarantee fee ranges from 0% to 3.75%
•Minimum 10% down payment for business acquisitions
•Sellers can hold a note on top of SBA financing

Free Consultation

Get connected with SBA-preferred lenders who specialize in business acquisition loans. Free consultation to discuss your financing options.

Discuss Financing Options

Frequently Asked Questions

Need Help Financing a Business Purchase?

Get connected with SBA-preferred lenders who specialize in business acquisition loans. Free consultation to discuss your financing options.

Discuss Financing Options