Seller's Discretionary Earnings (SDE) Calculator

Calculate your business's SDE by adding back owner benefits and non-cash expenses to net income. SDE is the most common metric used to value small businesses. See your total SDE and an estimated value range based on typical 2x-4x multiples.

Starting Point

$

Net profit after all expenses, from Schedule C or corporate tax return

Add-Backs

$

Total W-2 wages or draws taken by the owner

$

Health insurance, retirement, vehicle, phone, meals, travel

$

Non-cash expense

$

Non-cash expense

$

Loan interest paid by the business

$

Lawsuit, renovation, moving costs, etc.

Quick Tips

  • SDE = Net Income + Owner Salary + Add-backs
  • Include all owner perks (car, health, phone, etc.)
  • Add back one-time expenses that won't recur
  • Depreciation and amortization are non-cash add-backs
  • Small businesses under $5M revenue are valued on SDE

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Frequently Asked Questions

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